How to Use PocketFlow

Step-by-step user guide & shortcuts

Opening the App Link (Getting Started)

Welcome to PocketFlow! When you open the link in any mobile or desktop browser:

No Sign-Up or Login

No account, password, or email required. You can start tracking your spending immediately.

100% Private & Local

All data is saved locally on your phone or computer memory. Your money data never leaves your device.

Works Offline

Once loaded, PocketFlow works completely offline without mobile data or WiFi.

Currency Selection

Use the currency menu at the top to switch between GH₵ (Cedis), $ USD, € EUR, £ GBP, or ₦ NGN.

Strict Spending Guard & AI Curbs

PocketFlow continuously monitors your daily allowance and burn rate. If you spend too fast, it alerts you with strict rules and directly connects you to PocketCoach AI for actionable advice!

How to Edit Your Monthly Budget

Setting your own monthly spending target lets PocketFlow track your progress and calculate your safe daily allowance:

1

Find the "Total Spent" Card

Look at the large card at the top of your screen that shows your total spent and progress bar.

2

Tap the "Budget" Button

Tap the grey button with the green pen icon labeled "Budget" in the top-right corner of that card.

3

Enter Your Target Limit

Type in your monthly allowance (e.g. 2500, 3000, or your personal number).

4

Tap "Update Budget"

PocketFlow immediately updates your limit, percentage used bar, remaining balance, and safe daily allowance!

How to Clear Pre-Loaded Expenses

PocketFlow comes with 3 pre-loaded demo purchases (Waakye & Juice, Bolt ride, and MTN Data Bundle) to show you how day grouping and categories work. You can clear them in 1 tap:

Method 1: Clear All at Once (1-Tap Reset)

In the Transactions section, tap the red "Clear All" button located next to "Export CSV".
On the confirmation dialog, tap "Yes, Delete".
All pre-loaded expenses are wiped clean, resetting your spent total to 0.00 so you can track your real spending!

Method 2: Delete Transactions Individually

In your transactions list, look at any expense row.
Tap the Trash Can icon () on the right side of that expense.
That specific expense will be permanently deleted immediately.

How to Use the PocketCoach AI Chatbot

PocketCoach AI is your personal financial habit and budget advisor. It is linked directly to your real-time numbers:

1. How to Open the Chatbot

Tap the floating purple circular button () with the pulsing green dot in the bottom-right corner of your screen, or tap "AI Coach" in the top header.

2. Live Financial Ribbon

The ribbon across the top of the chat displays your real-time Monthly Budget, Spent amount, Remaining Balance, and Safe Daily Allowance.

3. Explore 8 Financial Categories & Topic Tabs

Switch across topic tabs right in the chat to explore dozens of prompt suggestions:

📊 50/30/20 & Zero-Based 💡 Live Data & Top Spend 💳 Debt Snowball & Credit 🛒 Cut Food, Bills & Data 📈 Investing & Inflation 🎲 Surprise Me Randomizer

4. Ask Anything (Freeform Financial Questions)

Type naturally in the chat input. For example: "Can I afford 150 for sneakers?", "What is my biggest expense?", or "How do I invest in index funds?" PocketCoach performs live data math and gives deep, structured advice.

How to Log New Expenses

Logging purchases takes just 5 seconds so you always know where your money goes:

1

Tap "Log New Expense"

On mobile, tap the large green button pinned at the bottom. On desktop, tap "+ Add Expense" at the top right.

2

Enter the Amount

Type in the price (e.g. 45.00).

3

Choose a Category

Select Food, Transport, Bills, Shopping, Leisure, or Other.

4

Add Description & Date

Add a quick note (e.g. "Jollof & Chicken" or "Bolt ride to work"). Date defaults to today.

5

Tap "Save Expense"

The item is instantly saved offline, grouped under today's date, and reflected across all charts!

How to Download / Install the App (Android & iOS)

PocketFlow is a Progressive Web App (PWA). You do not need to visit Google Play or the App Store. You install it directly from your phone's browser in 10 seconds:

For Android (Google Chrome)

Open your PocketFlow link in Google Chrome.
Tap the Three Dots Menu () in Chrome's top-right corner.
Tap "Install app" or "Add to Home screen".
Confirm by tapping "Install" or "Add".
The PocketFlow icon will now appear on your home screen and app drawer. It opens full-screen without any browser address bar!

For iPhone & iPad (Safari)

Open your PocketFlow link in Safari (Apple requires Safari for installing home screen apps).
Tap the Share Button () at the bottom center of Safari.
Scroll down the share sheet and tap "Add to Home Screen" ().
Tap "Add" in the top-right corner.
The PocketFlow icon will appear on your iPhone home screen and run in standalone full-screen mode!

Add Expense

Monthly Budget Target

Set a monthly spending limit to track your remaining balance and daily allowance.

Add to Home Screen

You can install PocketFlow as a standalone app on your phone so it opens full-screen and saves your expenses offline right on your device.

For iPhone / iOS (Safari)

Tap the button below to bundle your current expenses.
Tap Safari's Share button .
Scroll down and tap "Add to Home Screen" .
Tap Add in the top-right corner.

For Android (Chrome)

Open this app in Google Chrome.
Tap the three dots menu in the top-right corner.
Select "Add to Home screen" or "Install app".
Confirm by tapping Add.

Live Host Info

Your live app link is active on your host. Open it in Safari or Chrome to add it instantly.

Clear All Expenses?

This will permanently remove all transactions (including demo items) so you can start fresh with your own spending.

Cloud Sync

Multi-device sync & automatic cloud backup

Local Only (Offline)

Not synced

Your spending data is stored safely on this device. Sign in to automatically sync across all your phones, tablets, and computers.

or with email

Notifications & Spending Curbs

Strict alerts, daily limits & coach guidance

Coach Strictness Level Balanced Guardian

Standard safeguards: notifies at 80% and 100% budget thresholds with pragmatic spending advice and a 25% daily buffer.

Spending Pace: Within Safe Limits

Spent Today GH₵ 0.00

Safe Daily Cap GH₵ 0.00

Days Remaining 0 days

Quick Spending Curbs & Rules Tap to get AI plan

Device Push Notifications

Receive instant system alerts when approaching limits

Alerts & Guidance Feed

(0)

PocketCoach AI

Live Coach

Financial advisor, budgets & wealth coach

PocketFlow

How to Use PocketFlow

Budget Warning

0.00

Daily Spending (Past 7 Days)

Spending by Category

Need spending habit advice?

Web App Data & Sync

Transactions